SERVING SOUTHWEST FLORIDA
Free Consultation 239.303.4040
A Personalized Approach to All of Our Cases We Are Committed to Protecting Your Future

Do You Have Questions About Loan Modifications?

Get Answers from a Naples Foreclosure Defense Lawyer

If you are struggling to make payments towards your mortgage loan, or are already falling behind, you should consider applying for a loan modification. Used to reinstate a current loan with different terms, successful modifications can make it easier for you to pay off your loan.

Most banks and mortgage companies do not propose loan modifications, leaving it up to you to create a financial plan that will work and present it to them. This can seem like a daunting task and it is advantageous to consult with a Naples loan modification attorney for help. At the Law Office of Conrad Willkomm, P.A., you can expect personalized and friendly assistance with your case.

How do I qualify for a loan modification?

A common misconception about loan modifications is that you must be late on payments to apply for one. This is simply not true, and it may be best to propose a modification as soon as you can, instead of waiting for an emergency. It should also be noted that if you are facing foreclosure, most mortgage companies will temporarily halt your foreclosure when you apply for a loan modification. It is not in their interest to have you lose your home and they might be willing to work with you and your real estate planning lawyer to come up with a better financing plan. Because every mortgage is different, there are very few requirements that must be met for your proposal to be considered.

As a general rule, though, you should meet some, if not all, of the following qualifications:

  • You can prove you need financial help
  • You can show you will be able to make payments on the modified loan, and
  • Your loan modification is proposed for your primary place of residence

Helping You Plan for the Future

At first glance and with careful inspection, loan modifications can seem overly complicated. If your petition is success, however, you could save your home, so it is best to take advantage of this option. Put years of practice in your corner by retaining a knowledgeable Naples loan modification attorney from the Law Office of Conrad Willkomm, P.A. today. We consider each case individually and give you the personal attention you require for such complicated and life-changing matters.

Call (239) 303-4040 or fill out a free case evaluation form right away.

Read What Our past Clients Have to Say About Us

We Care About Your Feedback
  • “I was very well satisfied with my experience”

    Rino Durepos
  • “I highly recommend The Law Office of Conrad Willkomm for any Real Estate transaction!!”

    Stuart Arnold
  • “Could not expect a more rapid and accurate closing”

    Karen & David Piscopo
  • “I had the Law Office of Conrad Willkomm, P.A. represent or assist me in different occasions. They have great customer service and very well dedicated to whom they represent.”

    Berne L. Cange Naples, FL
  • “You were prompt, friendly and efficient with us, and you put a great face to the public for your firm. Thank you very much!!!!”

    Todd Higgins Naples, FL
  • “I was very pleased with your law firm. My questions and inquiries were always answered in a timely manner.”

    Betsy Sokol
  • “Tammy Maschinot handled a short sale for my client. To be honest I never thought I would get it closed in time, but she was magnificent and got it closed before foreclosure. I can’t thank her enough.”

    Melanie Giles
  • “Mr. Powers was very efficient and professional in all my interactions with him. He promptly returned all my inquiries including phone calls and emails.”

    Rosemary Asiedy
  • “I did not have to worry about anything”

    H.C. Kappel
  • “Very Pleased. Definitely can recommend this company to other people buying real estate in Naples.”

    Dr. Anatoliy G. Klimenko Naples, FL
  • “They are the only law firm I recommend.”

    Vita A Galatro
  • “Our transaction proceeded painlessly and was successful, thanks to the team at Law Office of Conrad Willkomm, P.A. I will use them in the future and will recommend them to my family and friends.”

    Michael Aplington Naples, FL
  • “Best law firm in town. Fast and accurate services at a reasonable price.”

    Sunny Patel
  • “Would highly recommend the Law Firm of Conrad Willkomm for any real estate transaction.”

    Christine Giampavolo
  • “Mr. Friedman was extremely accommodating. He addressed all of our concerns. Thank you Brad.”

    Salvatore Cannella