Please be advised that our law office is considered an essential business. As such, our office is open for business. With current concerns related to the spread of the Coronavirus, we are making sure the office is sterile. We are following strict hygiene protocols and increased sanitization of the office. Clients are still welcome to come into our office, or if you prefer, we have always offered consultations over the phone or online as needed.

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Do You Have Questions About Loan Modifications?

Get Answers from a Naples Foreclosure Defense Lawyer

If you are struggling to make payments towards your mortgage loan, or are already falling behind, you should consider applying for a loan modification. Used to reinstate a current loan with different terms, successful modifications can make it easier for you to pay off your loan.

Most banks and mortgage companies do not propose loan modifications, leaving it up to you to create a financial plan that will work and present it to them. This can seem like a daunting task and it is advantageous to consult with a Naples loan modification attorney for help. At the Law Office of Conrad Willkomm, P.A., you can expect personalized and friendly assistance with your case.

How do I qualify for a loan modification?

A common misconception about loan modifications is that you must be late on payments to apply for one. This is simply not true, and it may be best to propose a modification as soon as you can, instead of waiting for an emergency. It should also be noted that if you are facing foreclosure, most mortgage companies will temporarily halt your foreclosure when you apply for a loan modification. It is not in their interest to have you lose your home and they might be willing to work with you and your real estate planning lawyer to come up with a better financing plan. Because every mortgage is different, there are very few requirements that must be met for your proposal to be considered.

As a general rule, though, you should meet some, if not all, of the following qualifications:

  • You can prove you need financial help
  • You can show you will be able to make payments on the modified loan, and
  • Your loan modification is proposed for your primary place of residence

Helping You Plan for the Future

At first glance and with careful inspection, loan modifications can seem overly complicated. If your petition is success, however, you could save your home, so it is best to take advantage of this option. Put years of practice in your corner by retaining a knowledgeable Naples loan modification attorney from the Law Office of Conrad Willkomm, P.A. today. We consider each case individually and give you the personal attention you require for such complicated and life-changing matters.

Call (239) 303-4040 or fill out a free case evaluation form right away.

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  • “Our transaction proceeded painlessly and was successful, thanks to the team at Law Office of Conrad Willkomm, P.A. I will use them in the future and will recommend them to my family and friends.”

    Michael Aplington Naples, FL
  • “I was very pleased with your law firm. My questions and inquiries were always answered in a timely manner.”

    Betsy Sokol
  • “Kimberly Willkomm and everyone at Conrad Willkomm law offices were fantastic!”

    Maryellen M.
  • “After internet research and speaking to your office, we had our client retain your office. Would recommend other clients to your office. Excellent!”

    Estate of Frank P. Di Giandomenico
  • “Kara, Christy, and Conrad Willkomm are wonderful and will definitely be recommended to my friends and family member’s! Trust worthy firm with excellent prompt services.”

    Shirley S.
  • “I had the Law Office of Conrad Willkomm, P.A. represent or assist me in different occasions. They have great customer service and very well dedicated to whom they represent.”

    Berne L. Cange Naples, FL
  • “Very professional and excellent service, very quick and accurate services from time of initial appointment until receipt of payment for documents.”

    Marie
  • “Excellent to work with - fast and efficient work with great staff all around.”

    Claude Arcand
  • “Very efficient in handling everything that occurred with my transaction. Thank you Brian and Megan!”

    Ann Doll Naples, CA
  • “They treat you like family.”

    Coupon S.
  • “Very Pleased. Definitely can recommend this company to other people buying real estate in Naples.”

    Dr. Anatoliy G. Klimenko Naples, FL
  • “I hope we can do more business in the future. We would certainly recommend this firm to anyone we know looking for legal advice in your area.”

    Thomas J. and Phyllis D'Antona Naples, FL
  • “Tammy Maschinot handled a short sale for my client. To be honest I never thought I would get it closed in time, but she was magnificent and got it closed before foreclosure. I can’t thank her enough.”

    Melanie Giles
  • “What could have been a complicated transaction, the Law Office of Conrad WillKomm handled the whole matter without a glitch.”

    Rita & Ray M.
  • “His fees are very reasonable compared to other high price Naples lawyers”

    Susan J.