SERVING SOUTHWEST FLORIDA
Free Consultation 239.303.4040
A Personalized Approach to All of Our Cases We Are Committed to Protecting Your Future

Do You Have Questions About Loan Modifications?

Get Answers from a Naples Foreclosure Defense Lawyer

If you are struggling to make payments towards your mortgage loan, or are already falling behind, you should consider applying for a loan modification. Used to reinstate a current loan with different terms, successful modifications can make it easier for you to pay off your loan.

Most banks and mortgage companies do not propose loan modifications, leaving it up to you to create a financial plan that will work and present it to them. This can seem like a daunting task and it is advantageous to consult with a Naples loan modification attorney for help. At the Law Office of Conrad Willkomm, P.A., you can expect personalized and friendly assistance with your case.

How do I qualify for a loan modification?

A common misconception about loan modifications is that you must be late on payments to apply for one. This is simply not true, and it may be best to propose a modification as soon as you can, instead of waiting for an emergency. It should also be noted that if you are facing foreclosure, most mortgage companies will temporarily halt your foreclosure when you apply for a loan modification. It is not in their interest to have you lose your home and they might be willing to work with you and your real estate planning lawyer to come up with a better financing plan. Because every mortgage is different, there are very few requirements that must be met for your proposal to be considered.

As a general rule, though, you should meet some, if not all, of the following qualifications:

  • You can prove you need financial help
  • You can show you will be able to make payments on the modified loan, and
  • Your loan modification is proposed for your primary place of residence

Helping You Plan for the Future

At first glance and with careful inspection, loan modifications can seem overly complicated. If your petition is success, however, you could save your home, so it is best to take advantage of this option. Put years of practice in your corner by retaining a knowledgeable Naples loan modification attorney from the Law Office of Conrad Willkomm, P.A. today. We consider each case individually and give you the personal attention you require for such complicated and life-changing matters.

Call (239) 303-4040 or fill out a free case evaluation form right away.

Read What Our past Clients Have to Say About Us

We Care About Your Feedback
  • “We Appreciate the Excellent Work of the Team”

    Tom Justice Naples, FL
  • “I would recommend, as I have no complaints. Attorneys communicated with me often, keeping me up to date on the progress of my closing. Closing was done on time, no delays.”

    Kevyn A. Noonan
  • “Kept me up to speed with different events as they happened. I am very happy with the way the closing went. Thank you.”

    James Foanio
  • “Would not hesitate to recommend The Law Firm of Conrad Willkomm.”

    Vern and Marie Schellenger
  • “Attorney Willkomm is very knowledgeable in his field, and answered all our questions clearly and promptly.”

    Lynda Petralia
  • “I found your firm and you took care of things, pronto.”

    Anonymous
  • “Don’t lose Robson… I’ll follow him to his next law firm if you do!!!”

    Jen & James Eagleton
  • “We would not have done it without them.”

    Simone Hunter
  • “On top of the capable and hardworking staff, their rates are very competitive.”

    Laura S. Naples, FL
  • “Mr. Willkomm was very professional and handled the probate and real estate matter in a timely fashion.”

    Thomas Melrose
  • “I appreciated Kim's willingness to tackle the problems & delays. Thanks for hanging in there!”

    Susan DeMaagd Naples, FL
  • “This firm maintains high standards in performing all of its services. It is not motivated by greed, and is not manipulative.”

    Estelle Mazzocca
  • “They are the only law firm I recommend.”

    Vita A Galatro
  • “Kara, Christy, and Conrad Willkomm are wonderful and will definitely be recommended to my friends and family member’s! Trust worthy firm with excellent prompt services.”

    Shirley S.
  • “You were prompt, friendly and efficient with us, and you put a great face to the public for your firm. Thank you very much!!!!”

    Todd Higgins Naples, FL