SERVING SOUTHWEST FLORIDA
Free Consultation 239.303.4040
Committed Foreclosure Attorneys in Naples We Are Committed to Protecting Your Future

Do You Have Questions About Loan Modifications?

Get Answers from a Naples Foreclosure Defense Lawyer

If you are struggling to make payments towards your mortgage loan, or are already falling behind, you should consider applying for a loan modification. Used to reinstate a current loan with different terms, successful modifications can make it easier for you to pay off your loan.

Most banks and mortgage companies do not propose loan modifications, leaving it up to you to create a financial plan that will work and present it to them. This can seem like a daunting task and it is advantageous to consult with a Naples loan modification attorney for help. At the Law Office of Conrad Willkomm, P.A., you can expect personalized and friendly assistance with your case.

How do I qualify for a loan modification?

A common misconception about loan modifications is that you must be late on payments to apply for one. This is simply not true, and it may be best to propose a modification as soon as you can, instead of waiting for an emergency. It should also be noted that if you are facing foreclosure, most mortgage companies will temporarily halt your foreclosure when you apply for a loan modification. It is not in their interest to have you lose your home and they might be willing to work with you and your real estate planning lawyer to come up with a better financing plan. Because every mortgage is different, there are very few requirements that must be met for your proposal to be considered.

As a general rule, though, you should meet some, if not all, of the following qualifications:

  • You can prove you need financial help
  • You can show you will be able to make payments on the modified loan, and
  • Your loan modification is proposed for your primary place of residence

Helping You Plan for the Future

At first glance and with careful inspection, loan modifications can seem overly complicated. If your petition is success, however, you could save your home, so it is best to take advantage of this option. Put years of practice in your corner by retaining a knowledgeable Naples loan modification attorney from the Law Office of Conrad Willkomm, P.A. today. We consider each case individually and give you the personal attention you require for such complicated and life-changing matters.

Call (239) 303-4040 or fill out a free case evaluation form right away.

Read What Our past Clients Have to Say About Us

We Care About Your Feedback
  • “They anticipated my every need and followed through on every detail.”

    Elaine Sorkin Naples, FL
  • “I did not have to worry about anything”

    H.C. Kappel
  • “On top of the capable and hardworking staff, their rates are very competitive.”

    Laura S. Naples, FL
  • “Tammy Maschinot handled a short sale for my client. To be honest I never thought I would get it closed in time, but she was magnificent and got it closed before foreclosure. I can’t thank her enough.”

    Melanie Giles
  • “Our first phone call for appointment was a warm, friendly and approachable response. Along with reasonable fees.”

    Anonymous
  • “Thanks to Luvins he is amazing and Chelsea is fabulous.”

    Roe Tamagni
  • “Very professional and prompt with responses to my questions. Specifically choose this firm because of Amber Mondock and the firm’s great reputation.”

    G.R. Russel
  • “Would highly recommend the Law Firm of Conrad Willkomm for any real estate transaction.”

    Christine Giampavolo
  • “Professional, attention to detail, understandable explanations to “Legalese,” terrific support staff.”

    Nancy Fabing
  • “Thank you for excellent service! Your law firm obviously “get it” that customer services is what drives business through referrals.”

    M.L.
  • “Her personality was always calm and poised as she answered my questions or inquiries.”

    James P. Ghecas Naples, FL
  • “Conrad explained everything so clearly, offered advice and I am very relieved that I received such professional service.”

    Anonymous
  • “Every employee had a smile on their face and was very pleasant”

    Anonymous
  • “The personal service we received, as well as legal advice helped us to know we made the right choice in selecting Mr. Willkomm as our attorney, and as our trusted attorney in every way.”

    Anonymous
  • “They are very knowledgeable, professional and appear to enjoy what they're doing. I am very grateful for the service we received from this firm and will use them again in the future, if necessary.”

    Mona Lisa Casey Naples, FL