Please be advised that our law office is considered an essential business. As such, our office is open for business. With current concerns related to the spread of the Coronavirus, we are making sure the office is sterile. We are following strict hygiene protocols and increased sanitization of the office. Clients are still welcome to come into our office, or if you prefer, we have always offered consultations over the phone or online as needed.

SERVING SOUTHWEST FLORIDA
Free Consultation 239.303.4040
A Personalized Approach to All of Our Cases We Are Committed to Protecting Your Future

Do You Have Questions About Loan Modifications?

Get Answers from a Naples Foreclosure Defense Lawyer

If you are struggling to make payments towards your mortgage loan, or are already falling behind, you should consider applying for a loan modification. Used to reinstate a current loan with different terms, successful modifications can make it easier for you to pay off your loan.

Most banks and mortgage companies do not propose loan modifications, leaving it up to you to create a financial plan that will work and present it to them. This can seem like a daunting task and it is advantageous to consult with a Naples loan modification attorney for help. At the Law Office of Conrad Willkomm, P.A., you can expect personalized and friendly assistance with your case.

How do I qualify for a loan modification?

A common misconception about loan modifications is that you must be late on payments to apply for one. This is simply not true, and it may be best to propose a modification as soon as you can, instead of waiting for an emergency. It should also be noted that if you are facing foreclosure, most mortgage companies will temporarily halt your foreclosure when you apply for a loan modification. It is not in their interest to have you lose your home and they might be willing to work with you and your real estate planning lawyer to come up with a better financing plan. Because every mortgage is different, there are very few requirements that must be met for your proposal to be considered.

As a general rule, though, you should meet some, if not all, of the following qualifications:

  • You can prove you need financial help
  • You can show you will be able to make payments on the modified loan, and
  • Your loan modification is proposed for your primary place of residence

Helping You Plan for the Future

At first glance and with careful inspection, loan modifications can seem overly complicated. If your petition is success, however, you could save your home, so it is best to take advantage of this option. Put years of practice in your corner by retaining a knowledgeable Naples loan modification attorney from the Law Office of Conrad Willkomm, P.A. today. We consider each case individually and give you the personal attention you require for such complicated and life-changing matters.

Call (239) 303-4040 or fill out a free case evaluation form right away.

Read What Our past Clients Have to Say About Us

We Care About Your Feedback
  • “Excellent to work with - fast and efficient work with great staff all around.”

    Claude Arcand
  • “Mr. Powers was very efficient and professional in all my interactions with him. He promptly returned all my inquiries including phone calls and emails.”

    Rosemary Asiedy
  • “I hope we can do more business in the future. We would certainly recommend this firm to anyone we know looking for legal advice in your area.”

    Thomas J. and Phyllis D'Antona Naples, FL
  • “Our first phone call for appointment was a warm, friendly and approachable response. Along with reasonable fees.”

    Anonymous
  • “I am very pleased with all aspects of their work.”

    Paul Travis
  • “Thank you for excellent service! Your law firm obviously “get it” that customer services is what drives business through referrals.”

    M.L.
  • “They anticipated my every need and followed through on every detail.”

    Elaine Sorkin Naples, FL
  • “Conrad has been great in the past and Brad was on top of every issue and a tireless worker.”

    Frank Kupiec
  • “I didn’t feel judged but I felt great empathy towards me, thank you all for your help through this hard timing.”

    Anonymous
  • “Very professional and organized and documents were prepared in a very short time.”

    Lourdes Pamela N.
  • “Very professional and prompt with responses to my questions. Specifically choose this firm because of Amber Mondock and the firm’s great reputation.”

    G.R. Russel
  • “They Came Highly Recommended & We Will Be Using Them Again!”

    Vik C. Naples, FL
  • “Kimberly informed me via mail in an outstanding good quality and quickness. Thank you very much.”

    Dr. Clemens Beck Naples, FL
  • “You were prompt, friendly and efficient with us, and you put a great face to the public for your firm. Thank you very much!!!!”

    Todd Higgins Naples, FL
  • “We would like to say that both Brian Thanasiu and Megan Friedhofer did an excellent job.”

    Jon D. Gray Naples, FL