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Attorney for Fighting Foreclosure in Ft. Myers

Also Servicing Naples, FL

If you are facing foreclosure, there are a few alternate options for you to pursue. These include the following:

Mortgage Modification

  • A mortgage modification is when the terms of your mortgage are modified, outside of the terms of the contract you originally agreed to.

Coming to an Agreement with Your Lender

  • If you are struggling to make payments, you may be able to negotiate a forbearance agreement. If you can convince your mortgage holder that you can stay current after the problem is resolved, most of the time they would rather work with you than not get a property back through foreclosure.

Deed in Lieu of Foreclosure

  • A deed in lieu of foreclosure is when the borrower conveys all interest in a real property to the lender to satisfy a loan that is in default. This action allows the borrower to avoid foreclosure.

Negotiating a Short Sale

  • When a lender sells a piece of property for less than the amount he/she owes to his/her lien holders and they agree to release their lien on the real estate and accept less than the amount owed.

Refinancing your Home

  • When you refinance your home, you may be able to pay less interest, lower your monthly payment or convert to a 30 year loan, instead of a 15 year loan.

Filing for Bankruptcy Protection

  • When you file for Chapter 7 or Chapter 13, an automatic stay forces your creditors to cease their collection activities. If your home is scheduled for foreclosure, it will be.

For more information about each of these options and to find out which one might be best for you, do not hesitate to contact the Law Office of Conrad Willkomm, P.A.!

 

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